Archive for December 2011

What Could You Get With a Reward Credit Card?

December 20, 2011

Many of us have credit cards. They are a fantastic way to keep our finances ticking over and ensure the smooth flow of money without paying interest for borrowing short-term. They can help you build up a good credit rating, making it cheaper and easier to borrow in the future, as well as giving you insurance on all of you online purchases.

There is more to credit cards however, if you want there to be. Reward credit cards have all the same features as a regular credit card, except that they give you the ability to collect points as you use it. These points are then redeemable for a range of rewards of your choice.

Whatever you’re into, there is a reward credit card out there to suit your needs. You can get reward cards for your favourite supermarkets, giving you points to spend in store; you can get gaming cards to buy games, gadgets, films and more with your points; you can go shopping for free and get hefty discounts; you can collect air miles to put towards your holidays and you can even get free insurance.

There is a wide range of cards out there, so it’s worth doing your homework to find the best deal for your spending habits. Make sure you compare all features of the cards, from annual charges, the amount of points you will collect with each pound you spend and the interest rates.